On Tuesday I gave you some tips on how to avoid Identity Theft. What if, after all your efforts, you still become a victim? Here are some steps you can take to help recover your identity and financial losses:
1. File a police report with the local police or with the police where the identity theft occurred.
2. Review your credit reports and place fraud alerts on them from Experian, Equifax, and TransUnion.
3. Contact the creditors for any accounts that have been interfered with and close the accounts. Make sure you speak with someone in the fraud or security department and follow up in writing.
4. File a complaint with the Federal Trade Commission or call 1-877-438-4338.
5. Put a flag alert on all accounts with your financial institutions and ask them to contact you if there is unusual activity.
6. Finally, keep a detailed and accurate account of all conversations and correspondence.
You can get more information on what your rights are in the event of Identity Theft here.
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